Temp Buydown Calculators

2/1 Temporary Buydown Cost Calculator

The cost associated with a Temporary Buydown option is not a set amount, which can make it difficult to figure for purchase offers. The cost is based on the buyer’s loan amount and interest rate and is easily determined by this calculator.

Buyer’s Loan Amount and Interest Rate

Buyer’s Loan Amount

Note Interest Rate

3%8%

Loan Term

30years

15years30years

Monthly P&I Payment Based on NOTE Rate *

Temp Buydown Rate Year 1

Temp Buydown Rate Year 2

Monthly P&I Payment Year 1 *

Monthly P&I Payment Year 2 *

Total Savings Year 1 *

Total Savings Year 2 *

Total Buyer Savings/Temporary Buydown Cost

Minimum Amount to Request for Seller Credit *

Have additional questions? How can I contact you?

Questions/Comments?

If you are human, leave this field blank.

3/2/1 Temporary Buydown Cost Calculator

Buyer’s Loan Amount and Interest Rate

Buyer’s Loan Amount

Note Interest Rate

3%8%

Loan Term

30years

15years30years

Monthly P&I Payment Based on NOTE Rate *

Temp Buydown Rate Year 1

Temp Buydown Rate Year 2

Temp Buydown Rate Year 3

Monthly P&I Payment Year 1 *

Monthly P&I Payment Year 2 *

Monthly P&I Payment Year 3 *

Total Savings Year 1 *

Total Savings Year 2 *

Total Savings Year 3 *

Total Buyer Savings/Temporary Buydown Cost

Minimum Amount to Request for Seller Credit *

Have additional questions? How can I contact you?

Questions/Comments?

If you are human, leave this field blank.

1/1 Temporary Buydown Cost Calculator

Buyer’s Loan Amount and Interest Rate

Buyer’s Loan Amount

Note Interest Rate

3%8%

Loan Term

30years

15years30years

Monthly P&I Payment Based on NOTE Rate *

Temp Buydown Rate Year 1

Temp Buydown Rate Year 2

Monthly P&I Payment Year 1 *

Monthly P&I Payment Year 2 *

Total Savings Year 1 *

Total Savings Year 2 *

Total Buyer Savings/Temporary Buydown Cost

Minimum Amount to Request for Seller Credit *

Have additional questions? How can I contact you?

Questions/Comments?

If you are human, leave this field blank.

1.5/0.5 Temporary Buydown Cost Calculator

Buyer’s Loan Amount and Interest Rate

Buyer’s Loan Amount

Note Interest Rate

3%8%

Loan Term

30years

15years30years

Monthly P&I Payment Based on NOTE Rate *

Temp Buydown Rate Year 1

Temp Buydown Rate Year 2

Monthly P&I Payment Year 1 *

Monthly P&I Payment Year 2 *

Total Savings Year 1 *

Total Savings Year 2 *

Total Buyer Savings/Temporary Buydown Cost

Minimum Amount to Request for Seller Credit *

Have additional questions? How can I contact you?

Questions/Comments?

If you are human, leave this field blank.

1/0 Temporary Buydown Cost Calculator

Buyer’s Loan Amount and Interest Rate

Buyer’s Loan Amount

Note Interest Rate

3%8%

Loan Term

30years

15years30years

Monthly P&I Payment Based on NOTE Rate *

Temp Buydown Rate Year 1

Monthly P&I Payment Year 1 *

Total Savings Year 1 *

Total Buyer Savings/Temporary Buydown Cost

Minimum Amount to Request for Seller Credit *

Have additional questions? How can I contact you?

Questions/Comments?

If you are human, leave this field blank.

All of the results obtained from these calculators are for informational purposes only and do not constitute legal, tax, or financial advice. This information derived from these calculators are for illustrative purposes only and do not apply to any specific mortgage loan applicant and cannot be construed as applicable to all mortgage loan applicants. These calculators are intended to provide generic information and is not an offer to provide mortgage financing to any person or persons. Please consult with a a qualified tax advisor, CPA, or financial advisor to obtain specific advice pertaining to your situation or a licensed Mortgage Loan Originator in your area, identified by their NMLS ID number about mortgage lending guidelines applicable to you in your State.