VA Remaining Eligibility Calculator

Hawaii VA Remaining Eligibility Calculator

This calculator is for the Hawaii real estate market with $1,089,300 County maximum loan limit. If you have an existing VA loan, multiple VA loans, or a past VA foreclosure/short sale, use this calculator to determine your maximum eligibility for 100% VA financing and the minimum down payment required for a purchase price that exceeds the maximum.

Enter Existing VA Loan Usage

Enter Current VA Eligibility Usage Based on Either (Choose One):

Original VA Loan Amount AT TIME OF PURCHASE

Charged VA Entitlement from VA Certificate of Eligibility (COE)

Existing VA Loan(s) – Original Balance(s)

Entitlement Amount Charged on VA COE

Remaining Eligibility for 100% VA Financing in Hawaii

Your buyer has remaining VA eligibility! The amount of remaining eligibility is the maximum purchase price your Veteran can be qualified for with 100% VA financing (the VA funding fee can still be financed into the loan above this amount).

If your buyer wants to purchase a home or condo in excess of this amount, they will need a down payment of 25% of the difference between the purchase price and the remaining eligible loan amount.

To calculate the minimum required down payment, enter the proposed purchase price in the section to the right.

Determine Veteran’s Minimum Down Payment

Enter Property Purchase Price

Minimum Down Payment Required

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Veterans Guide to Hawaii VA Home Loans for 2024

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The VA home loan is one of the best available benefits to Military Veterans. If you are home shopping and eligible for a VA loan, this may be the best option for you and your family.

Can You Have Multiple VA Loans at the Same Time?

January 25, 2023

If you do not currently have full VA entitlement, are you able to secure additional VA financing for a new home loan?

2023 VA Financing Tips for Hawaii Real Estate Agents

January 22, 2023

Hawaii boasts a large population of Veterans eligible for VA financing. Understand some of the unique characteristics of this popular loan program.

All of the results obtained from this calculator are for informational purposes only and does not constitute legal, tax, or financial advice. This information derived from this calculator is for illustrative purposes only and does not apply to any specific mortgage loan applicant and cannot be construed as applicable to all mortgage loan applicants. This calculator is intended to provide generic information and is not an offer to provide mortgage financing to any person or persons. Please consult with a a qualified tax advisor, CPA, or financial advisor to obtain specific advice pertaining to your situation or a licensed Mortgage Loan Originator in your area, identified by their NMLS ID number about mortgage lending guidelines applicable to you in your State.