About Jay Miller — Hawaii Mortgage Lender
Jay Miller is a Sales Manager and Mortgage Loan Consultant at CMG Home Loans in Honolulu, Hawaii. With over 25 years of mortgage lending experience, Jay has helped thousands of Hawaii families achieve homeownership — from first-time buyers navigating FHA programs to military families maximizing their VA benefits.
Background & Experience
A U.S. Army veteran and Certified Mortgage Advisor (CMA), Jay brings a unique combination of military service understanding and deep Hawaii real estate expertise. He specializes in VA loans, conventional financing, jumbo loans, and investment property lending across all Hawaiian islands.
Jay is a triathlete and passionate advocate for financial literacy. He created RealityCents to provide free, no-pressure mortgage education — because informed buyers make better decisions.
Credentials
- NMLS #657301
- CMG Home Loans, Branch NMLS #2475890
- Certified Mortgage Advisor (CMA)
- 25+ years Hawaii mortgage lending
- U.S. Army veteran
- 500 Ala Moana Blvd, Suite 6-200, Honolulu, HI 96813
- (808) 429-0811 | jaym@cmghomeloans.com