Advanced Mortgage Calculator — Conventional, VA, FHA & Jumbo
Compare loan types side by side with our advanced Hawaii mortgage calculator. Includes real PMI lookup tables, VA funding fee calculations, FHA MIP rates, and full amortization schedules for each loan type.
Loan Types Compared
- Conventional: 3–20% down, PMI required below 20%, conforming limit $1,249,125 in Hawaii
- VA: 0% down for eligible veterans/military, no PMI, VA funding fee (2.15% first use)
- FHA: 3.5% down minimum, upfront MIP (1.75%) plus annual MIP (0.55%)
- Jumbo: For loans above $1,249,125, typically 10–20% down required
Estimates are for education only. They are not a loan offer or a commitment to lend. Rates are examples, not quotes. Verify any scenario with a licensed loan officer. Jay Miller, Sales Manager and Certified Mortgage Advisor, NMLS #657301. CMG Home Loans Branch NMLS #2475890, 500 Ala Moana Blvd, Suite 5-325, Honolulu, HI 96813. CMG Mortgage, Inc. NMLS #1820. Equal Housing Opportunity.