Advanced Mortgage Calculator — Conventional, VA, FHA & Jumbo

Name: RealityCents — Jay Miller, CMG Home Loans
Address: 500 Ala Moana Blvd, Suite 6-200, Honolulu, HI, 96813, US
Telephone: +18084290811
Price range: Free consultation

Compare loan types side by side with our advanced Hawaii mortgage calculator. Includes real PMI lookup tables, VA funding fee calculations, FHA MIP rates, and full amortization schedules for each loan type.

Loan Types Compared

Conventional: 3–20% down, PMI required below 20%, conforming limit $1,249,125 in Hawaii
VA: 0% down for eligible veterans/military, no PMI, VA funding fee (2.15% first use)
FHA: 3.5% down minimum, upfront MIP (1.75%) plus annual MIP (0.55%)
Jumbo: For loans above $1,249,125, typically 10–20% down required