Advanced Mortgage Calculator
Compare Conventional, VA, FHA, and Jumbo loan payments with real PMI rates, VA funding fees, and FHA mortgage insurance.
Loan Details
$
%
$160,000 down
%
Enter rate in 0.125% increments (e.g. 6.125%)
Monthly Costs (Optional)
$/mo
$/mo
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Estimated Monthly Payment
VA$3,885
Base Loan
$640,000
Total Loan
$648,000
Total Interest
$750,631
Monthly Breakdown
Principal & Interest$3,885
Total Monthly$3,885
VA Funding Fee: $8,000 (1.25%) financed into loan.
Principal & Interest
$3,885VA Funding Fee Reference
Funding fee rates by down payment and benefit usage. Waived for veterans with 10%+ disability.
| Down Payment | First Use | Subsequent Use |
|---|---|---|
| Less than 5% | 2.15% | 3.30% |
| 5% to < 10% | 1.50% | 1.50% |
| 10% or more | 1.25% | 1.25% |
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