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Assumable VA Mortgage – Pros and Cons
Discover the pros and cons of VA assumable mortgages, learn how they work and expert tips to navigate the process with confidence.
Articles and information for residential home buyers.
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Debt to Income Ratio Calculator
Understanding Debt-to-Income Ratio (DTI) and Its Impact on Your Mortgage Qualification. In this article, we'll break down what DTI is, how to calculate it, and why it's such an important metric in the mortgage approval process.
Veterans Guide to Hawaii VA Home Loans for 2024
The VA home loan is one of the best available benefits to Military Veterans. If you are home shopping and eligible for a VA loan, this may be the best option for you and your family.
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Navigating High Mortgage Rates: A Guide for New and Move-Up Homebuyers
Navigating the current high mortgage rates is daunting for new and move-up homebuyers. Understanding how to effectively manage these rates is crucial in achieving homeownership.
How to Stop Annoying Telemarketing Calls After Applying for a Mortgage
Have you ever been bombarded with dozens of unwanted calls after applying for a home mortgage? Here's how to prevent that from happening in the future...
2024 Conventional Mortgage Loan Limits Increased
On November 28, 2023 the Federal Housing Finance Agency (FHFA) announced an increase in these limits for calendar year 2024 to base amount of $766,500 with a “high balance” option for higher cost Counties up to $1,149,824.
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Navigating the New IRS Tax Brackets: Understanding the Impact on Homeowners
As the tax season approaches, it's crucial for homeowners to stay informed about the latest changes in the IRS tax brackets. The year has brought significant updates, reshaping how we approach tax planning, especially for those owning homes.
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Mastering the Market: Your Strategic Guide to First-Time Home Buying
This guide is designed to provide you with all the essential information you need to navigate the home-buying journey with ease.
Should I Buy a Home Now or Wait Until Interest Rates Drop?
Interest rates have been on an upward trend over the last year or so and have more than doubled from their 2021 lows. As a homebuyer, seeing mortgage rates rise can be disheartening and make you question if now is still the right time to purchase real estate. However, there are several factors to consider as you ponder which decision is right for you and your family.
5 Tips for First Time Real Estate Investors
Real estate investing can be a great way to build wealth and diversify your portfolio. If you already own a primary residence, you have a unique advantage over others who are just starting out: you have experience buying and maintaining a property. However, investing in real estate is a different game altogether, and there are many factors to consider before taking the plunge.